Thursday, 28 July 2011

Possession Day

Today is the day we get the keys to the house! I cannot even begin to tell you how it feels. I'm not sure what I am more excited about - the fact that we finally have our OWN home, or the fact we can decorate it as we like!

Two nights ago we had our final walk through and it was weird walking through the house thinking "in 2 days, this will be ours!" It's still very surreal and probably will be until we start unloading all of our stuff - but we cannot be more excited about it.

These past few weeks just waiting for tomorrow has got us thinking how proud we are to have a home at such a young age - I am 25 and my fiancé is 23.

Getting to this point in our lives was by no means was this easy, and before we took this plunge there was much to discuss {financially} between the two of us.

We both decided that it would be the smartest decision to pay off any and all of our debt before purchasing our first home (which we did and are now both debt free). I know, I know. a mortgage is still debt, but it's a different kind of debt - it's good debt! But we both agreed that any and all excess debt was unnecessary. And unless we win the lottery or figure out how to grow money from trees, a mortgage will always be the way to purchase a home for us. So we look at the mortgage as a good thing!

Let me define debt in our eyes - we have no student loans, no credit card debt and no outstanding balances on purchase from stores or any other creditors. We now only owe money to our mortgage. If we want something, we save up for it. It's that simple.

I'm looking forward to taking the next step in the DIY decorating world while keeping our budget in mind. We will be buying things we can afford and not stick a bunch of new furniture or electronics on a piece of plastic and end up paying a ton of interest fees. That is not for us. Garage sales and thrift stores have our names written all over them!

If you are interested in DIY decorating, keep watching my blog as I post projects and crafts on here that you can do to save yourself some money as well!

Happy House Day!

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